Free 45-Minute Call
The very first step is a free 45-minute phone call. I want to hear your story…about you and what’s going on in your life right now.
During the Call
I’ll ask you some questions to make sure I can be of service. At the end we’ll see if it even makes sense for us to schedule a more in-depth call.
I’ll answer your questions, and I expect no commitments on your part during this call.
Frequently Asked Questions
Why is the company called III Financial?
III Financial (pronounced “Three Financial”) comes from a couple of different places. The obvious one is a personal one – I’m named after my dad Elliott Weir, Jr., which makes me a “third”.
The other reason is because of a writing concept called the “Rule of Three“. It suggests that things presented in threes are more satisfying or effective than when presented in other numbers. The Latin phrase, “omne trium perfectum” (everything that comes in threes is perfect) conveys the same idea. When reading through this website, see how many times concepts or ideas are presented in groups of three – it just makes things clearer!
Why don’t you have a big fancy office?
By working with a limited number of clients, a physical office is an unnecessary waste for my firm. Why should I create high overhead costs only to give you the “luxury” of wasting time in traffic to meet? Instead, we can meet where it is convenient to you, and even via teleconferencing if you want!
With whom is III Financial, LLC registered?
III Financial, LLC is a registered investment advisor (RIA) with the state of Texas Securities Board. I can take on new clients residing anywhere in the United States.
Do you carry E&O (Errors and Omissions) insurance?
Do you work with CPAs and attorneys?
In order to fully address the client’s financial needs, I often identify areas that should be addressed by other professionals such as a CPA or attorney. I am more than happy to provide referrals to clients when assistance is needed.
I do not require my clients to work with specific professionals, especially if there is an existing relationship. In those instances, I will contact the other professionals (with your permission) to establish a dialogue with them.
I do not accept nor pay any referral fees to the professionals I recommend – it is based solely on my confidence in them to provide quality service to you.
What's your investment philosophy?
There are a lot of different ideas on the “right way” to invest money for the future. Over the years I’ve studied active investing vs. passive investing, investing in the USA versus abroad, investment techniques of the Ivy League endowments, and countless other strategies and theories. Though managing investments can be complicated, there are a few key tenets that I incorporate into the portfolios I manage:
- Stock market forecasts, “hot stock tips”, and other predictions serve no purpose to a prudent investor.
- Portfolios should be designed using proven evidence on how markets behave, allowing the markets to work for you.
- Investment expenses should be minimized to keep more money in the investor’s pocket (but “cheapest” is not always best!)
- Helping investors stay disciplined in the face of fear and greed adds significant value.
Is my money safe with you?
III Financial does not take custody of your funds. They are held at custodians who are insured by the Securities Investor Protection Corporation (SIPC). All of your assets are held in your name or in entities you created (i.e. trusts). Neither the custodian nor III Financial can distribute money from your accounts without your permission and knowledge. Please note that your investments can and will fluctuate in value based on the investments made.
Are you a fiduciary?
The media has put the spotlight on the value of having your adviser be a “fiduciary” – the legal and ethical obligation to put your interests first. For some companies, the new Department of Labor rules have required significant changes to their business practices, compensation, and relationships with their clients.
Adhering to this higher fiduciary standard is nothing new for me – I have always had this high standard in place for all of my clients.
This means that my sole focus is on your financial needs and goals, and how I can best help you reach them.
Can I call and ask questions?
Absolutely! Since I don’t charge by the hour, you should feel free to call, email, or text me.
Will I get help opening new investment accounts?
Filling out new account paperwork can be tedious and confusing. I’ll gather the needed information from you, complete the account forms, and send them to you for your review and signature.
Can I see what my accounts are invested in?
You will have a login that provides 24×7 client access. You can see your investments, the balances, download statements, set up paperless delivery, and much more!
Do you do tax returns?
No. I provide investment-related tax advice, but I’m not a CPA. I will work closely with your CPA (or provide introductions to one if needed) to make sure they have all the information they need and to brainstorm creative tax strategies.
Do you create or modify estate-planning documents?
You want a qualified estate planning attorney handling that work, and I am not one. I will work closely with your attorney (or provide introductions to one if needed) and even attend meetings with them to help you translate your wishes into legalese.